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In order to get started, select an account that works for you.

Easy Checking

You don’t want anything complicated.

You just want a straightforward way to manage your money.

Experience seamless and safe banking with our Easy Checking account,
and leave the complexity to Utah’s stunning scenery.

Open your account with as little as $100.
Don’t worry about a minimum account balance – there isn’t one.
Get unlimited access to your funds – deposit or withdraw your money as often as you need.
Attach one of three overdraft options to protect your account.
Enjoy the ease of online banking and the Bank of Utah mobile app to manage your money.

Evergreen Checking

Just like a forest of pines brings color to the mountains in both winter and summer, Bank of Utah's Evergreen Account gives you the ability to spend day-to-day and save for the long-term.

A checking and savings blend, it allows you to create the life you want for yourself now and down the road.

Open your account with as little as $100.
Earn interest, just like you would with a savings account, but pay a $10 monthly service charge and gain the ability to make as many withdrawals as you need per month.
Get the $10 monthly service charge waived if you keep an average monthly balance of $10,000 in the account.
With interest tiers , your earnings grow with your account balance.
Attach one of three overdraft options to protect your account.

I Save

What do you save for? Travel? Buying a car? Saving up for a special day? A down payment on a home or to be prepared financially for the unexpected?

With the I Save interest tiers, you can enjoy higher rates on balances under $25,000 and the peace of mind of unlimited access, making it easier to reach your savings goals. Put money in, and watch it grow. Save for a specific goal, or a rainy day, and be ready for whatever comes next.

Open your account with as little as $100, and start earning interest with a balance of $500.
Maintain higher balances, earn higher interest rates with our tiered-rate structure. See rates.
Enjoy the advantage of a savings account with no monthly service fee.
Make as many deposits per month as you'd like and as many withdrawals per month as you need.

Certificates of Deposit (CDs)

A secure savings option, with predictable returns to give you peace of mind. CDs allow you to earn interest, enjoy risk-free savings, and are great for when you won’t need immediate access to your funds during the term length. With your CD, you’ll also get the ability to check on it anytime, anywhere, with online and mobile banking.
See more benefits

The interest rate for your CD is locked in at the time your account is opened. This may differ from the interest rate displayed when you started or completed your application.

Set aside funds to withdraw on a specified date.
Open your account with a minimum deposit (amount varies depending on CD).
Open a 3-Month CD with $1,000 - $1,000,000 to earn 4.35% APY.
Open a 6-Month CD with $1,000 - $1,000,000 to earn 4.30% APY.
Open a 1-Year CD with $1,000 - $1,000,000 to earn 4.25% APY.
Open a 2-Year CD with $1,000 - $1,000,000 to earn 3.95% APY.
Open a 3-Year CD with $1,000 - $1,000,000 to earn 3.95% APY.
Open a 4-Year CD with $1,000 - $1,000,000 to earn 3.03% APY.
Open a 5-Year CD with $1,000 - $1,000,000 to earn 3.03% APY.

Super Saver CD

Looking to save for a specific goal? Bank of Utah’s Super Saver CD lets you lock in an interest rate for one year, like a traditional CD, but it’s unique in that you can continue to add funds to it.

This allows you to deposit more money as it becomes available and prevents you from spending it once it's in your account, making it a great way to reach any savings goal — a special occasion or big purchase.

The interest rate for your CD is locked in at the time your account is opened. This may differ from the interest rate displayed when you started or completed your application.

Earn 4.25% annual percentage yield (APY) on a 1-year term with the Super Saver CD.
Open your account with a minimum deposit of $500.
Make deposits of $100 or more during your 1-year term.
Interest will be compounded, and credited to your account, every quarter.
Access your funds anytime penalty-free when used for a Bank of Utah mortgage down payment. Penalty may be imposed for early withdrawals otherwise. Fees may reduce earnings.
This account will automatically renew at maturity.

My Money Market

If you keep a higher balance, Bank of Utah’s My Money Market account is built to help you earn even more, with competitive interest rates that get better as your savings grow. You’ll also have the ability to make a limited number of free withdrawals each month, giving you convenient access to your funds when needed without compromising your savings goals.

Enjoy tiered interest rates starting with a minimum balance of $10,000. The more you save, the more you earn.
Make up to six free withdrawals per month, giving you access to your funds when needed while still managing your savings.
Use secure mobile and online tools to manage your accounts wherever and whenever you need.
View your Bank of Utah accounts and link external accounts to manage your full financial picture with My Money Hub.
Benefit from FDIC insurance up to $250,000 per ownership category, ensuring your My Money Market account is protected.