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Bank of Utah

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In order to get started, select an account that works for you.

Certificates of Deposit (CDs)
A secure savings option, with predictable returns to give you peace of mind. CDs allow you to earn interest, enjoy risk-free savings, and are great for when you won’t need immediate access to your funds during the term length. With your CD, you’ll also get the ability to check on it anytime, anywhere, with online and mobile banking.
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The interest rate for your CD is locked in at the time your account is opened. This may differ from the interest rate displayed when you started or completed your application.
  • Set aside funds to withdraw on a specified date.
  • Open your account with a minimum deposit (amount varies depending on CD).
  • Open a 3-Month CD with $1,000 - $1,000,000 to earn 4.40% APY.
  • Open a 6-Month CD with $1,000 - $1,000,000 to earn 4.35% APY.
  • Open a 1-Year CD with $1,000 - $1,000,000 to earn 4.35% APY.
  • Open a 2-Year CD with $1,000 - $1,000,000 to earn 3.95% APY.
  • Open a 3-Year CD with $1,000 - $1,000,000 to earn 2.90% APY.
  • Open a 4-Year CD with $1,000 - $1,000,000 to earn 3.03% APY.
  • Open a 5-Year CD with $1,000 - $1,000,000 to earn 3.03% APY.
3-Month CD
Super Saver CD
Looking to save for a specific goal? Bank of Utah’s Super Saver CD lets you lock in an interest rate for one year, like a traditional CD, but it’s unique in that you can continue to add funds to it.

This allows you to deposit more money as it becomes available and prevents you from spending it once it's in your account, making it a great way to reach any savings goal — a special occasion or big purchase.

The interest rate for your CD is locked in at the time your account is opened. This may differ from the interest rate displayed when you started or completed your application.
  • Earn 4.35% annual percentage yield (APY) on a 1-year term with the Super Saver CD.
  • Open your account with a minimum deposit of $500.
  • Make deposits of $100 or more during your 1-year term.
  • Interest will be compounded, and credited to your account, every quarter.
  • Access your funds anytime penalty-free when used for a Bank of Utah mortgage down payment.  Penalty may be imposed for early withdrawals otherwise. Fees may reduce earnings.
  • This account will automatically renew at maturity.